Portfolio Monitoring & Reporting In A World Of Messy Data
Across the Alternative Asset Management landscape (private capital and hedge funds), portfolio monitoring and reporting to clients/LPs is becoming increasingly important…and increasingly complex. The need for alpha is driving allocation to alternative assets classes and new geographies where you seldom have the luxury of reliable data standards and consistency, often worst on the private side. […]
How Would You Like To Pay For That?
As we have all seen, there is somewhat of a revolution happening in the payments market globally. In 2020, the payments gateway market was valued at $17.2 billion and expected to reach $42.9 billion by 2026 with a CAGR of 16.43%. Compared to other markets, payment methods have evolved at lightning speed since the end […]
Is Embedded Insurance Too Difficult A Problem To Solve For Traditional Insurers?
It is estimated that embedded insurance could be a Multi-Trillion Dollar market segment, are you ready to take advantage of the opportunity? Embedded insurance is the bundling of insurance coverage or protection into the process of purchasing a product or service. In this scenario, the insurance is not sold separately as an add-on but included […]
Folklore, Ingenuity and Trickery
Everyone remembers Aesop’s fable of the Tortoise and the Hare. The account of this race between unequal partners has several different interpretations, causing many debates over the years. The story relates the common folklore where ingenuity and trickery are used to overcome a stronger opponent, similar to the story of David and Goliath. It is […]
“Hello Mr Rana You Appear To Have Had An Accident…”
Hello Mr Rana you appear to have had an accident … You’re driving along the M42 on a wet rainy afternoon, Coldplay blasting out of the Harman Kardon sound system in your new BMW 5 series. Suddenly, the driver in front slams on his brakes, your car is beeping loudly, and the brakes are being […]
Will The Ultimate Neobank Battle Be Over Mortgages?
In my last blog ‘Are Neobanks Changing Old School Finance?’, I talked about how the digital revolution and evolution of financial regulation has lowered the barriers to market, opening the sector up to new challengers. In short, the way people bank is changing and for many, it’s going digital. Over the last five years challenger […]
Are Neobanks Changing Old School Finance?
We’re knee-deep in the Digital Revolution, and the financial services industry has been anything but exempt from the tide of ‘disruptors’ entering the ring to shake up old practices. Historically the banking industry has been something of a monopoly, with some countries only having five major banks in a financial service region having any real […]
The COVID Magnifying Glass On Claims Experience
When COVID-19 hit, the insurance industry reacted well with most insurers rapidly adapting to a remote working model within a couple of weeks. The industry was forced into an ‘emergency fix mode’. Employers had to ensure staff could access systems remotely, and claims had to be validated without meeting the claimant face to face. It […]
Ingolv T Urnes: The Goldman Memoirs – The Great Finale
On Trust, Speed and Risk (Management) Reading about Goldman in the popular press in the nineties and the noughties, you may have thought this is a big gambling operation. Although there were missteps (but fewer than most comparable institutions made), I think part of the secret sauce was dialling up and down the balance between empowerment and controls which enabled Goldman to take advantage of new opportunities faster than […]
Will my Nieces and Nephews borrow from you?
Generation Rent “The Truth” When I started to put this piece together, I asked myself a simple question…“What has changed and why it seems a whole generation are totally unconcerned about buying property and investing in their own future?”, with a generation that is more interested in a “social hook-up culture” buying a home to raise a family seems furthest from their mind. As of 2019 figures suggest […]
Ingolv T Urnes: The Goldman Memoirs – Part Two
No Mission Impossible: Snowstorm & Car Crash Another part of the DNA was this idea of never giving up. The deal or the project was pursued with the intensity of elite soldiers (I acknowledge that this appealed to me personally and that having survived, there may be a bit of rose-tinted glasses going on here). On a late-evening February flight […]
Ingolv T Urnes: The Goldman Memoirs – Part One
10 years at Goldman Sachs: 10 years at psKINETIC “Goldman Sachs has clearly shaped your approach to building psKINETIC,” a colleague said just before the Christmas break, “why don’t you write about it?” From the attic I took down my retired, beaten-up banker briefcase; it was empty except for a lovely note from my wife […]